3DS2 - Authentification Frictionless, avec 3DS Method

Pour tester ce scénario, utilisez un des numéros de carte ci-dessous :

Carte	Date de validité	Marque
4970110000001029	Au choix	VISA
5100010000000114	Au choix	MASTERCARD
375900000010007	Au choix	AMEX

Cinématique des échanges

1. Appel initial au service PCI/Charge/Authenticate avec une carte enrôlée 3DS2.

{
  "amount":"9990",
  "currency":"EUR",
  "transactionCategory":"PAYMENT",
  "productType":"GOODS_OR_SERVICE_PURCHASE",
  "merchant": {
    "mid":"9876357"
  },
  "paymentForm": {
    "expiryMonth":"09",
    "expiryYear":"22",
    "networkPreference":"VISA",
    "pan":"4970110000001029"
  },
  "device": {
    "acceptHeader":"text/html",
    "colorDepth":"32",
    "deviceType":"BROWSER",
    "ip":"69.89.31.226",
    "javaEnabled": true,
    "language":"FR",
    "screenHeight":"768",
    "screenWidth":"1258",
    "timeZoneOffset":"-120",
    "userAgent":"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101"
  },
  "protocolRequest": {
    "name":"THREEDS",
    "version":"2",
	"challengePreference":"NO_PREFERENCE"
  }
}

2. Retour avec une instruction FINGERPRINT (3DS Method).

{
	"webService":"PCI/Charge/Authenticate",
	"version":"V4",
	"applicationVersion":"5.22.0",
	"serverDate":"2021-05-03T15:02:56+00:00",
	"ticket":"c295ad67f65341529c1db6760df400fd",
	"applicationProvider":"",
	"metadata":null,
	"status":"SUCCESS",
	"mode":"TEST",
	"serverUrl":"https://static.payzen.eu",
	"_type":"V4/WebService/Response",
	"answer":{
		"id":"b5bdf588-df35-4d56-8852-a68bd9c20147",
		"protocol":{
			"name":"THREEDS", "
			version":"2.1.0",
			"network":"VISA",
			"challengePreference":"NO_PREFERENCE",
			"simulation":true,
			"_type":"V4/Charge/Authenticate/Protocol"
		},
		"value":{
			"instructionType":"FORM",
			"name":"FINGERPRINT",
			"timeout":10,
			"target":{
				"element":"IFRAME",
				"visible":false,
				"_type":"V4/Charge/Authenticate/InstructionTarget"
			},
			"http":{
				"method":"POST",
				"url":"https://acs.sg.com/acs/v2/3dsMethod",
				"body":{
					"threeDSMethodData":"eyJ0aHJlZURzTW..."
				},									
				"_type":"V4/Charge/Authenticate/HttpRequest"
			},
			"_type":"V4/Charge/Authenticate/AuthenticationInstruction"
		},
		"_type":"V4/AuthenticationResponseData"
	}
}

3. Redirection vers l’ACS dans l’iFrame invisible, chargement et exécution du code JavaScript de fingerprint de l’ACS.

Les caractéristiques de l'Iframe sont données dans l'objet answer.value.target . Le formulaire à afficher dans l'Iframe est décrit dans l'objet answer.value.http .

4. Retour via le navigateur avec un résultat d’instruction.

{
	"eventName":"LYRA_AUTH_INSTRUCTION_RESULT",
	"value":{
		"name":"FINGERPRINT",
		"value":"eyJjZXJ0aWZpY2F0Z...",
	"protocol":{
		"name":"THREEDS",
		"version":"2.1.0",
		"network":"VISA",
		"challengePreference":"NO_PREFERENCE",
		"simulation":true
		}
	}
}

5. Nouvel appel au service PCI/Charge/Authenticate en transmettant ce résultat.

{
  "amount":"9990",
  "currency":"EUR",
  "transactionCategory":"PAYMENT",
  "productType":"GOODS_OR_SERVICE_PURCHASE",
  "merchant": {
    "mid":"9876357"
  },
  "paymentForm": {
    "expiryMonth":"09",
    "expiryYear":"22",
    "networkPreference":"VISA",
    "pan":"4970110000001029"
  },
  "device": {
    "acceptHeader":"text/html",
    "colorDepth":"32",
    "deviceType":"BROWSER",
    "ip":"69.89.31.226",
    "javaEnabled": true,
    "language":"FR",
    "screenHeight":"768",
    "screenWidth":"1258",
    "timeZoneOffset":"-120",
    "userAgent":"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101"
  },
  "protocolRequest": {
    "name":"THREEDS",
    "version":"2",
	"challengePreference":"NO_PREFERENCE"
  },
  "id":"b5bdf588-df35-4d56-8852-a68bd9c20147",
  "instructionResult": {
    "name":"FINGERPRINT",			
    "protocol": {
		"name":"THREEDS",
		"network":"VISA",
		"version":"2.1.0",
		"challengePreference":"NO_PREFERENCE",
		"simulation": 1
    },
    "value":"eyJjZXJ0aWZpY2F0Z..."
  }
}

6. Retour du serveur de la plateforme de paiement avec le résultat final d’authentification.

{
	"webService":"PCI/Charge/Authenticate",
	"version":"V4",
	"applicationVersion":"5.22.0",
	"serverDate":"2021-05-03T15:02:58+00:00",
	"ticket":"c295ad67f65341529c1db6760df400fd",
	"applicationProvider":"",
	"metadata":null,
	"status":"SUCCESS",
	"mode":"TEST",
	"serverUrl":"https://static.payzen.eu",
	"_type":"V4/WebService/Response",
	"answer":{
		"id":"b5bdf588-df35-4d56-8852-a68bd9c20147",
		"protocol":{
			"name":"THREEDS",
			"version":"2.1.0",
			"network":"VISA",
			"challengePreference":"NO_PREFERENCE",
			"simulation":true, "_type":"V4/Charge/Authenticate/Protocol"
		},
		"value":{
			"authenticationType":"FRICTIONLESS",
			"authenticationId":{
				"authenticationIdType":"dsTransId",
				"value":"ff405f73-9b56-4cfc-b394-31a49beb4cac",
				"_type":"V4/Charge/Authenticate/AuthenticationId"
			},
			"authenticationValue":{
				"authenticationValueType":"CAVV",
				"value":"+kAr/o8S0DxgGYkz7QQHZCw8V5k=",
				"_type":"V4/Charge/Authenticate/AuthenticationValue"
			},
			"status":"SUCCESS",
			"commerceIndicator":"05",
			"extension":{
				"authenticationType":"THREEDS_V2",
				"threeDSServerTransID":"b5bdf588-df35-4d56-8852-a68bd9c20147",
				"dsTransID":"ff405f73-9b56-4cfc-b394-31a49beb4cac",
				"acsTransID":"1f1202cc-c578-4b3c-84ca-cd9fd79d09d0",
				"_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV2"
			}, "reason":{
				"_type":"V4/Charge/Authenticate/AuthenticationResultReason"
			},
			"_type":"V4/Charge/Authenticate/AuthenticationResult"
		},
		"_type":"V4/AuthenticationResponseData"
	}
}

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