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3DS2 - Authentification Challenge, sans 3DS Method

Pour tester ce scénario, utilisez un des numéros de carte ci-dessous :

Carte Date de validité Marque
4970110000000021 Au choix VISA
5100010000000049 Au choix MASTERCARD
375900000000016 Au choix AMEX

Cinématique des échanges

1. Appel initial au service PCI/Charge/Authenticate avec une carte enrôlée 3DS2. 

{
  "amount":"9990",
  "currency":"EUR",
  "transactionCategory":"PAYMENT",
  "productType":"GOODS_OR_SERVICE_PURCHASE",
  "merchant": {
    "mid":"9876357"
  },
  "paymentForm": {
    "expiryMonth":"09",
    "expiryYear":"22",
    "networkPreference":"VISA",
    "pan":"4970110000000021"
  },
  "device": {
    "acceptHeader":"text/html",
    "colorDepth":"32",
    "deviceType":"BROWSER",
    "ip":"69.89.31.226",
    "javaEnabled": true,
    "language":"FR",
    "screenHeight":"768",
    "screenWidth":"1258",
    "timeZoneOffset":"-120",
    "userAgent":"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101"
  },
  "protocolRequest": {
    "name":"THREEDS",
    "version":"2",
    "challengePreference":"NO_PREFERENCE"
  }
}

2. Retour avec une instruction CHALLENGE de redirection vers l’ACS avec un CReq (iFrame visible). 

{
	"webService":"PCI/Charge/Authenticate",
	"version":"V4",
	"applicationVersion":"5.23.0",
	"serverDate":"2021-05-05T12:02:47+00:00",
	"ticket":"9dbbe165313c49fb8fd000498a2dfa7c",
	"applicationProvider":"",
	"metadata":null,
	"status":"SUCCESS",
	"mode":"TEST",
	"serverUrl":"https://static.payzen.eu",
	"_type":"V4/WebService/Response",
	"answer":{
		"id":"3b25e3ed-5d48-4f99-af61-0d5db9e3b18e",
		"protocol":{
			"name":"THREEDS",
			"version":"2.1.0",
			"network":"VISA",
			"challengePreference":"NO_PREFERENCE",
			"simulation":true,
			"_type":"V4/Charge/Authenticate/Protocol"
		},
		"value":{
			"instructionType":"FORM",
			"name":"CHALLENGE",
			"timeout":600,
			"target":{
				"element":"IFRAME",
				"visible":true,
				"width":500,
				"height":600,
				"_type":"V4/Charge/Authenticate/InstructionTarget"
			},
			"http":{
				"method":"POST",
				"url":"https://acs.sg.com/acs/v2/creq",
				"body":{
					"creq":"eyJ0aHJlZURTU2Vy...",
					"threeDSSessionData":"H4sIAAAAAAAAAC2OyZK..."
				},
				"_type":"V4/Charge/Authenticate/HttpRequest"
			},
			"_type":"V4/Charge/Authenticate/AuthenticationInstruction"
		},
		"_type":"V4/AuthenticationResponseData"
	}
}

3. Redirection vers l’ACS dans l’iFrame pour l'authentification du porteur.

Les caractéristiques de l'iFrame sont données dans l'objet answer.value.target . Le formulaire à afficher dans l'iFrame est décrit dans l'objet answer.value.http .

4. Retour via le navigateur avec un résultat d’instruction. 

{
	"eventName":"LYRA_AUTH_INSTRUCTION_RESULT",
	"value":{
		"name":"CHALLENGE",
		"value":"eyJjZXJ0aWZpY2F0Z...",
		"protocol":{
			"name":"THREEDS",
			"version":"2.1.0",
			"network":"VISA",
			"challengePreference":"NO_PREFERENCE",
			"simulation":true
		}
	}
}

5. Nouvel appel au service PCI/Charge/Authenticate en transmettant ce résultat. 

{
  "amount":"9990",
  "currency":"EUR",
  "transactionCategory":"PAYMENT",
  "productType":"GOODS_OR_SERVICE_PURCHASE",
  "merchant": {
    "mid":"9876357"
  },
  "paymentForm": {
    "expiryMonth":"09",
    "expiryYear":"22",
    "networkPreference":"VISA",
    "pan":"4970110000000021"
  },
  "device": {
    "acceptHeader":"text/html",
    "colorDepth":"32",
    "deviceType":"BROWSER",
    "ip":"69.89.31.226",
    "javaEnabled": true,
    "language":"FR",
    "screenHeight":"768",
    "screenWidth":"1258",
    "timeZoneOffset":"-120",
    "userAgent":"Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101"
  },
  "protocolRequest": {
    "name":"THREEDS",
    "version":"2",
	"challengePreference":"NO_PREFERENCE"
  },
  "id":"3b25e3ed-5d48-4f99-af61-0d5db9e3b18e",
  "instructionResult": {
	"name" : "CHALLENGE",			
	"protocol" : {
	  "name" : "THREEDS",
	  "network":"VISA",
	  "version" : "2.1.0",
	  "challengePreference":"NO_PREFERENCE",
	  "simulation": 1
	},
	"value":"eyJjZXJ0aWZpY2F0Z..."
  }		  
}

6. Retour du serveur de la plateforme de paiement avec le résultat final d’authentification.

Authentification réussie 

{
	"webService":"PCI/Charge/Authenticate",
	"version":"V4",
	"applicationVersion":"5.23.0",
	"serverDate":"2021-05-05T12:03:24+00:00",
	"ticket":"9dbbe165313c49fb8fd000498a2dfa7c",
	"applicationProvider":"",
	"metadata":null,
	"status":"SUCCESS",
	"mode":"TEST",
	"serverUrl":"https://static.payzen.eu",
	"_type":"V4/WebService/Response",
	"answer":{
		"id":"3b25e3ed-5d48-4f99-af61-0d5db9e3b18e",
		"protocol":{
			"name":"THREEDS",
			"version":"2.1.0",
			"network":"VISA",
			"challengePreference":"NO_PREFERENCE",
			"simulation":true,
			"_type":"V4/Charge/Authenticate/Protocol"
		},
		"value":{
			"authenticationType":"CHALLENGE",
			"authenticationId":{
				"authenticationIdType":"dsTransId",
				"value":"18e46ff7-b882-4102-9af4-aef9f40ee6a6",
				"_type":"V4/Charge/Authenticate/AuthenticationId"
			},
			"authenticationValue":{
				"authenticationValueType":"CAVV",
				"value":"PdY1V9f/aHxC2wbZt4/7Z6Q9f44=",
				"_type":"V4/Charge/Authenticate/AuthenticationValue"
			},
			"status":"SUCCESS",
			"commerceIndicator":"05",
			"extension":{
				"authenticationType":"THREEDS_V2",
				"threeDSServerTransID":"3b25e3ed-5d48-4f99-af61-0d5db9e3b18e",
				"dsTransID":"18e46ff7-b882-4102-9af4-aef9f40ee6a6",
				"acsTransID":"410d9fb4-8db1-483e-9a80-f94c3a79017e",
				"_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV2"
			},
			"reason":{
				"_type":"V4/Charge/Authenticate/AuthenticationResultReason"
			},
			"_type":"V4/Charge/Authenticate/AuthenticationResult"
		},
		"_type":"V4/AuthenticationResponseData"
	}
}

Authentification en échec 

{
	"webService":"PCI/Charge/Authenticate",
	"version":"V4",
	"applicationVersion":"5.23.0",
	"serverDate":"2021-05-05T12:03:24+00:00",
	"ticket":"9dbbe165313c49fb8fd000498a2dfa7c",
	"applicationProvider":"",
	"metadata":null,
	"status":"SUCCESS",
	"mode":"TEST",
	"serverUrl":"https://static.payzen.eu",
	"_type":"V4/WebService/Response",
	"answer":{
		"id":"3b25e3ed-5d48-4f99-af61-0d5db9e3b18e",
		"protocol":{
			"name":"THREEDS",
			"version":"2.1.0",
			"network":"VISA",
			"challengePreference":"NO_PREFERENCE",
			"simulation":true,
			"_type":"V4/Charge/Authenticate/Protocol"
		},
		"value":{
			"authenticationType":"CHALLENGE",
			"authenticationId":{
				"authenticationIdType":"dsTransId",
				"value":"e8286d62-006e-413e-ad3b-328503b14e71",
				"_type":"V4/Charge/Authenticate/AuthenticationId"
			},
			"status":"FAILED",
			"extension":{
				"authenticationType":"THREEDS_V2",
				"threeDSServerTransID":"3b25e3ed-5d48-4f99-af61-0d5db9e3b18e",
				"dsTransID":"e8286d62-006e-413e-ad3b-328503b14e71",
				"acsTransID":"54feb2ac-9666-4ce3-86e5-d8f947cebd87",
				"transStatusReason":"01",
				"_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV2"
			},
			"reason":{
				"code":"CARD_AUTHENTICATION_FAILED",
				"_type":"V4/Charge/Authenticate/AuthenticationResultReason"
			},
			"_type":"V4/Charge/Authenticate/AuthenticationResult"
		},
		"_type":"V4/AuthenticationResponseData"
	}
}

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