SEPA payment

To use this payment method, the merchant must :

  • Sign an EBICS T electronic transfer contract with his/her bank or request to create a new EBICS T user for his/her EBICS contract.
  • Select the Payment by SEPA Direct Debit option via PayZen.
  • Communicate his or her Creditor ID (ICS) to PayZen.
Module option
Activation

To enable the SEPA payment method, select Enabled.

By default, this option is Disabled.

Activation redirects the buyer directly to the SEPA payment page.

However, this payment method can also appear on the payment page if the buyer selects the One-Time payment method (if there are no restrictions in General configuration > Card Types).

Payment method title This option allows you to define the title of the payment method.

The buyer will see this title when choosing a payment method.

If your shop supports several languages, you can also define the title of the payment method for each language.

Restrictions
Minimum amount This field defines the minimum amount for which you wish to offer this payment method.

By defining a minimum amount for ALL GROUPS, the payment method will not be enabled for users with a smaller shopping cart amount.

It is also possible to define a minimum amount for each customer group in your shop.

Maximum amount This field defines the maximum amount beyond which you do not wish to offer this payment method.

By defining a minimum amount for ALL GROUPS, the payment method will not be enabled for users with a greater shopping cart amount.

It is also possible to define a maximum amount for each customer group in your shop.

Payment page
Capture delay

Delay (in days) before the capture for this payment method.

If you leave this field empty, the value configured in the General configuration section will be applied.

If the Capture delay field of the General configuration is also empty, the value configured in the Merchant Back Office will be applied.

Validation mode

Validation mode for this payment method.

General configuration: Recommended value.

Allows to apply the configuration defined in the General Configuration section.

Back Office Configuration:

Allows to use the configuration defined in the Merchant Back Office. (Menu: Settings > Shop > Configuration – section: validation mode)

Automatic:

This value indicates that the payment will be captured in the bank automatically without any action on the merchant's part.

Manual:

This value indicates that the transactions will require manual validation by the merchant via the Merchant Back Office.

Warning: if the transaction is not validated by the merchant before the expiration date, it will not be captured in the bank.

Remember to configure the Instant Payment Notification rule on an operation coming from the Back Office to update the order status in PrestaShop.

Once you have completed the configuration, click Save.

WARNING: In the PrestaShop Back Office, the payment will be displayed with the "Pending funds transfer" status. As opposed to payment by credit card, the final stage of a transaction for SEPA payments is when the payment is reconciled with the merchant's bank account.

The merchant will therefore have to check that his/her account has been credited with this payment. He/she will then be able to modify the order status in the PrestaShop Back Office to "Accepted payment".