To use this payment method, the merchant must:

  • Conclude an EBICS T recurring payment contract with his or her bank or ask for a new EBICS user to be created for his or her existing EBICS connection.


    The EBICS TS protocol is not supported by the payment gateway.

  • Select the Payment by SEPA Direct Debit option via the gateway.
  • Communicate the ICS to the payment gateway.

  • Send a request for direct debit file validation process to the bank.

To receive the logs of outstanding payments by e-mail or FTP, the merchant must:
  • Sing up to the outstanding payment flow at their bank.
  • Sign up to the Bank reconciliation option via PayZen.

In order to implement refunds via SEPA transfers:
  • Enable the SDD, SCT and RDD flow within your EBICS connection via your bank.


The terminology used for naming the flows may differ depending on the client, the acquirer or the gateway.

Example: RDD flow = chargeback flow.

Please refer to the technical names below in order to request the right flow:
  • SDD = pain.008
  • SCT = pain.001
  • RDD = camt.054