Managing expiring tokens

The validity period of a token depends on the validity period of the payment method linked to it.

The Back Office allows to configure the delay after which a token is considered to be about to expire.

When a token is about to expire, the payment gateway notifies the Merchant.

A payment method is always valid until the last day of the expiry month.

If the configured delay is set to 2 months, the notification will be generated on the 1st day of the month preceding the payment method expiry month.

Example: a notification will be issued on 01/01/2020 for a payment method expiring in 02/2020.

The payment gateway can notify the Merchant when a token is about to expire.