Authorization request

An authorization request is a message sent by the payment gateway to the card issuer to obtain the issuer's approval for the transaction.

Usually, the debit is effective only after the transaction capture.

However, certain issuers of prepaid cards debit the authorization amount in real time. If the authorization is not captured before its validity period expires, the amount is re-credited to the account holder's account (see table below).

Authorization validity period

Network code Payment method Card types (vads_payment_cards) Authorization validity period (in days)
AMEXGLOBAL American Express card AMEX 7
ANCV e-Chèque-Vacances E_CV 0
CARDCOMPLETE JCB JCB 7
CARDCOMPLETE Maestro card MAESTRO 30
CARDCOMPLETE Mastercard MASTERCARD 7
CARDCOMPLETE Visa VISA 7
CARDCOMPLETE Visa Electron VISA_ELECTRON 7
CARDCOMPLETE VPay VPAY 7
CB CB CB 7
CB e-Carte Bleue virtual card E-CARTEBLEUE 7
CB Maestro card MAESTRO 30
CB MasterCard MASTERCARD 7
CB Visa VISA 7
CB Visa Electron VISA_ELECTRON 7
CB VPay VPAY 7
GATECONEX Bancontact BANCONTACT 30
GATECONEX Diners Club card DINERS 3
GATECONEX Discover card DISCOVER 5
GATECONEX e-Carte Bleue virtual card E-CARTEBLEUE 7
GATECONEX Maestro card MAESTRO 30
GATECONEX MasterCard MASTERCARD 7
GATECONEX Visa VISA 7
GATECONEX Visa Electron VISA_ELECTRON 7
GATECONEX VPay VPAY 7
GICC_DINERS Diners Club card DINERS 3
GICC_DINERS Discover card DISCOVER 5
GICC_MAESTRO Bancontact BANCONTACT 30
GICC_MAESTRO Maestro card MAESTRO 30
GICC_MASTERCARD MasterCard MASTERCARD 7
GICC_VISA Visa VISA 7
GICC_VISA Visa Electron VISA_ELECTRON 7
GICC_VISA VPay VPAY 7
GIROPAY Giropay GIROPAY 0
HOBEX_DD Hobex direct debit ELV 0
IDEAL iDeal Internet Banking IDEAL 0
JCB JCB JCB 7
KLARNA Klarna Internet Banking KLARNA 7
MASTERPASS MasterPass MASTERPASS 0
PAYDIREKT_V2 PayDirekt PAYDIREKT 7
PAYPAL PayPal PAYPAL 3
PAYPAL_SB PayPal - Mode sandbox PAYPAL_SB 3
POSTFINANCEV2 PostFinance POSTFINANCE 1
POSTFINANCEV2 PostFinance E-finance POSTFINANCE_EFIN 1
SECURETRADING American Express card AMEX 7
SECURETRADING Diners Club card DINERS 3
SECURETRADING Discover card DISCOVER 5
SECURETRADING JCB card JCB 7
SECURETRADING Maestro card MAESTRO 30
SECURETRADING MasterCard MASTERCARD 7
SECURETRADING Visa VISA 7
SECURETRADING Visa Electron VISA_ELECTRON 7
SECURETRADING VPay VPAY 7
SOFORT Sofort Banking SOFORT_BANKING 0
WIRECARD Euro-Cheque card ECCARD 13
WIRECARD Giropay GIROPAY 0
WIRECARD Maestro card MAESTRO 30
WIRECARD MasterCard MASTERCARD 7
WIRECARD SEPA DIRECT DEBIT SDD 15
WIRECARD Visa VISA 7
WIRECARD Visa Electron VISA_ELECTRON 7
WIRECARD VPay VPAY 7